Fair Deal Scheme Valuations Lucan | McDonald Property

HSE Fair Deal Scheme Valuations in Lucan - Trusted, Compassionate, and Accurate Valuations for Your Family’s Future.

If you are applying for the HSE Nursing Home Support Scheme (Fair Deal), a professional valuation of your property is a mandatory part of the application process. At McDonald Property, we understand that this can be a sensitive and stressful time for families.

Since 1971, we have been the trusted voice for property in Lucan. Our team provides the accurate, PSRA compliant valuations required by the HSE while ensuring the process is handled with the utmost respect and discretion.

What is the Fair Deal Scheme?

The Fair Deal Scheme provides financial support for people who need long-term nursing home care. The HSE looks at your income and assets (including your home) to calculate how much you will contribute toward the cost of care.

Because your home is often your most significant asset, the HSE requires an up-to-date Market Valuation from a qualified valuer to determine your contribution.

How the Assessment Works:

Income & Assets: You typically contribute 80% of your income and 7.5% of the value of your assets per year.

The 3-Year Cap: For your principal residence, the 7.5% contribution is capped at 3 years. This means after three years of care, your home is no longer counted toward your contribution.

The Nursing Home Loan: If you do not wish to sell the property during your lifetime, you can apply for a "Nursing Home Loan" to defer the contribution based on your property until a later date.

Why Choose McDonald Property for your Fair Deal Valuation?

1. Lucan’s Legacy. Your Advantage. We have been based in Lucan Village for over 50 years. We don’t just know the market; we know the streets, the estates, and the history of the homes here. Our valuations are backed by decades of local data, ensuring they are fair, accurate, and accepted by the HSE.

2. A Sensitive & Respectful Approach. We understand that for many older residents, having a valuer visit can feel intrusive. Our valuers, Barry, Emma and Fiachra, are known for their professional and gentle approach. We keep our inspections brief, quiet, and stress-free for the occupant.

3. Fully Compliant & Fast Turnaround. As PSRA regulated agents, our valuations meet all legal requirements for the HSE financial assessment. We prioritise Fair Deal valuations to ensure you have the necessary paperwork to proceed with your application without delay.

4. Independent Local Expertise. Unlike large national franchises, we provide a personal, director-led service. You are dealing with local experts who are personally accountable to the Lucan community.

Do You Need to Sell the Property?

The Fair Deal scheme is designed so you do not have to sell your home to fund care. However, many Lucan families choose to sell if the property is lying vacant, or they may choose to rent it out.

If you decide that selling is the right path for your family, our team can provide a comprehensive marketing strategy to achieve the best possible price, allowing you to focus on what matters most—your loved one’s care.

Disclaimer: This information is provided as a general guide to the Fair Deal Scheme and does not constitute legal or financial advice. For definitive information on the Nursing Home Support Scheme, please visit www.hse.ie or consult with a qualified legal professional.